[..Identity theft..]

Identity theft. Let us first define these words.

“Identity Theft, also known as identity fraud, involves somebody obtaining and using your personal data, such as your name, address, telephone number, phone card and credit card number, mother’s maiden name. The identity theft usually intends to obtain goods and services in your name, and to ultimately leave you with the bill.”

It simply means someone who deceives on your personal information especially online. We all know that most internet users and other online transactions users are relying on using their online personal information for managing online processes for individual’s needs, because of the fact that these people are often dependent on the tough security measure that a certain business company is upholding to. But of course, in the world of cyberspace, there is such thing as evil.

So, let me give you more understanding about this activity. A person who is knowledgeable on tinkering online user information such as SSS number, Credit Number, Bank Account Number and etc, might lead your individuality go astray. They may even change some information you have not just use them.

If you’re involve with a well-established credit history they can still track your records and use some of your credit card numbers by lurking those unauthorized access done by the thieves. You as the card owner must be on guard on every activity that you do.

Identity theft also does not only target those with well-entrenched credit histories. They also target those who may not have much credit such as college students and set up fake accounts in their names, because they don’t usually monitor their accounts.

Identity theft also targets businesses. Especially applying for credit, a business may discover that the certain applicant has a history of nonpayment of bills in which run up by the identity theft. This means that the business now will deny the application unless it clears up the significant financial obligations.

The identity thief usually steals other people’s identity and make purchases, apply for credit and open bank accounts. These activities, a thief may forge checks and bank drafts and transfer big money using the victim’s accounts without victim’s knowing.

With these, if a person is being rankled by an identity theft he may possibly be engaged with unknown money transfers and purchases and online orders and he ended up with a question “How come?”.

Yeah, how come an anonymous did all these where in fact you only knew my secret numbers of all these credit cards you have? Well, the answer for that is someone is much wiser than you.

Well, this is my assignment by the way.